Short Term Loans

Borrow for sundry small needs at a lower rate

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Competitive
Interest Rates

Bad Credit
Doesn't Matter

Flexible
Repayments

What Are Short Term Loans?

The short term loans are related to the small duration funding, which is unsecured. In this, borrowers borrow the funds for a shorter tenure and repay in a relatively quick time. Many direct lenders in Ireland offer these loans through the online platform, where only basic personal and financial details of the borrowers are needed.

These are also personal loans and come as the best financial means for covering up unexpected expenses. If you need money fast without too much risk, then these funding sources are indeed the perfect option.

Benefits of Short-term Loans

These are the supportive alternatives in tight financial situations where you get the funding boost to combat with an unwanted emergency. You may like to apply because of these specific reasons:

Fast Process: These loans are 100% online. It means the process is quick and with less paperwork to include. We quickly go through the application and bring appropriate outcome within an hour.

Easy Criteria: You probably get the easiest of loan criteria at here. Whether you have the bad credit history or facing the unemployed situation, you will be considered for the approval.

Controlled Fees: You do not need to worry about the fees, as all the charges are capped within our control. You only have to pay what you get initially in the loan quote.

How Much A Short-Term Loan Cost in Ireland?

The short term loans may be slightly expensive than the long-term loans or secured loans, as they have the collateral to back the loan amount. The small loans are unsecured, and thus, they consist of lesser risks involved.


We, as the trustworthy private lender in Ireland, vouch for that our personalised loan deals will not cost too much to your budget. Whatever your capacity is, you get the loan offer from us.


The borrowing amount limit is from €1000 to €10000, but you can opt for any amount between this limit without paying any upfront fees or processing charges. You need to pay only the interest rates. However, late repayment may invite significant fees, but we do offer 8 days buffer period to make the repayments.


Besides, if you want to repay early, then you can do it freely without paying anything.

Short-term loans

Reasons Why You Need Small Loans

There are varieties of reasons, which prompt people to go for small loans in Ireland. These include:

  • To pay the surprising or forgotten bills or payments;
  • To cover the emergency expense for which you cannot wait until your payday;
  • To fill the income gap that occurred due to unexpected salary cut or the leaves that you have taken;
  • To pay the education fees on or before the last date;
  • To pay the monthly rent that you cannot arrange due to losing the job;
  • To help out a close friend during his or her tough financial period;
  • To increase small infrastructure in your office within a quick duration;

How do Short Term Loans Process?

Applying for short-term loans is the fastest way of receiving funds into your bank account. You can follow the process by sitting at home or office because no documentation is required.

At here, the online loan application not only hassle-free for all the borrowers, but we also ensure same day funding in the most occasions that does not have any application charges.

  • Simple online short-term loan application takes only a few minutes
  • Apply through your PC or send us a text message for the loans
  • Approvals are vital when you need money quickly, and you have the 99% chances with us
  • Once approved, we transfer funds to your bank account within 15 minutes
  • We follow no credit check and only review the income proofs that you have provided
  • Fully transparent, your personal data is secured with us

Do Short-Term Loans Improve Credit Scores or Not?

Like other loan options, the small loans affect your credit scores. If you have borrowed funds and make all the repayments within the given schedule, you can see significant improvement in your credit ratings. It means consistent repayment can take your credit score from bad to fair or to good.

Conversely, if you miss the repayments, your credit score will further decline to very poor credit. It is undeniably up to you how you will manage the repayments. For more information, read here our vital suggestions and follow them to gain most of the short term loans in Ireland:

  • Analyse your budget before going for the loans;
  • Do not borrow funds that are beyond your actual needs;
  • In case of any difficulty, share everything with the lender;
  • Choose our automatic deduction option to not to miss any repayment.

What Are the Alternatives of Short-Term Loans?

If your amount requirement goes under €10000, then Current Finance Loans does offer you multiple varieties of short-term loans in which you can decide according to your needs and desires. These are:

Debt Consolidation Loans -: The time has come for you to get rid of all the debts and to merge them into a single loan option. You will get the benefit of paying only single interest rates instead of multiple ones.

Payday Loans -: Although payday loans in Ireland are under the strict regulations but still they are among the most applied forms of short-term loans in Northern Ireland or the UK.

Quick Loans -: For the extreme financial urgency, you need funds on the go. We do this for you by offering quick loans despite bad credit and for ensuring cash loans in 1 hour.

Current Finance Loans gives you a complete opportunity for covering all your emergency expenses and receiving cash directly to your bank account by way of Short-term Loans. Start applying now

Short Term Loans FAQs

Can I get small loans in Ireland without a guarantor?

Getting a borrowing of small loans in Ireland is easy as the process stores filling an online application form without even presenting guarantor. The small loan stores short term service and make things easy for the applicant.

How can I apply short term loans with lowest interest rates?

To get the lowest interest rates in a short term loan, you need to present the income as strength. In addition, the performance of the credit score is accountable, which will help in getting the lowest interest rates.

How do I get a payday loan with bad credit?

To get a payday loan with the bad credit score, you need to set the dates of repayment right and based on your current income. You may receive the favourable amount.

Final Outcome within 60 Seconds of Loan Approval

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